If your community association does not have proper coverages in place, you may be held liable for accidents that may happen.
As a director, officer, trustee, employee or even a volunteer of a community homeowner association, you can be held personally liable for decisions and actions made on behalf of your association and many times there are significant coverage gaps that need to be addressed. Two types of coverage that are most often overlooked are volunteer accident coverage and workers’ compensation coverage. If your association does not have these coverages in place, you can be held liable for accidents that may happen.
There are a number of different ways your association may be set up; that is why it’s important for us to fully understand the coverage provided by the association and your personal situation. We specialize in helping our clients with these type of coverages:
- Umbrella
- Crime
- Package
- Liability
- D&O
Contact us today for a comprehensive review of your personal situation.